The cost of not knowing
You made 10,000 calls last month.
Calls to Florida10,000
FTSA penalty per call× $500
Your exposure$5,000,000
That's not a typo. Florida's FTSA gives consumers a private right of action at $500 per call — $1,500 if willful. And 35+ other states have their own versions.
Risk Map
High RiskModerateStandard
Apr 2026Watch List
States that sue first.
| State | Per Call | Risk |
|---|---|---|
| FLFlorida | $500 | 5 |
| CACalifornia | $5,000 | 5 |
| WAWashington | $500 | 4 |
| OKOklahoma | $500 | 4 |
| ILIllinois | $500 | 4 |
| TXTexas | $10,000 | 3 |
| NYNew York | $11,000 | 3 |
| GAGeorgia | $2,000 | 3 |
Risk score: 1-5 composite of penalty severity, private right of action, AG activity, and litigation volume
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